Using Google Docs to Create a Personal Finance Budget

Having a personal finance budget is essential- there’s no question about that. You need it. If you haven’t got

one, create one today; there’s no time to waste. Many of us do have a budget we use regularly. Some use programs like Quicken or MS Money; others use online programs like Mvelopes, Mint, or YNAB. The downside is that many of these programs offer too much and take the simplicity out of budgeting, not to mention the fact that they often cost money.

Why Using Google Docs Is Your Best Option

Google spreadsheets can give you the simplicity, customization, and affordability that you’re looking for in your budget. Following are a list of reasons why Google docs is your best option:

1. Customizable: Your budget can be as complex or as simple as you’d like. Knowing just a couple of simple formulas can help you create a system that is just as helpful as any top-notch program on the market. You can format the look how you want it- colors, sizes, structure, and format. Because all of us have different tastes, this is one of the best features that Google Docs offers.

2. Simple: Have you ever used budgeting software and couldn’t figure out how to do the simplest things? You’re excited after reading the back of the box when purchasing the software, but as soon you get home and get it installed on your computer, you can’t figure out how to use it. You can make your spreadsheet with Google Docs simple and easy to use.

3. Access From Anywhere: If you go on vacation and don’t bring your laptop, you can’t keep up on your budget. And that can be a huge problem, because receipts get lost, spending gets forgotten about, and subsequently budgets become inaccurate and useless. Google Docs is hosted on Google’s servers; therefore, you can access it from anywhere!

Source by Trevor Shipp

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