Self-Directed IRA and 401k – Presentation



Hello, My Name is
Stephen Grove I’m with
IRA Wholesalers.

My background for the past 39 years has been helping my clients with insurance and investment problems.

I have been licensed as a NY Stock Broker, a Registered Investment Advisor, CFP, Insurance agent, President and Owner of a NASD Broker Dealer.

I started IRA Wholesalers to help Insurance Agents improve their incomes and increase their practices.

Our goal is to help insurance agents utilize Self-direct IRAs and 401ks in their practice in order to sell more life insurance sell more annuities and make available Precious metals like Gold, Silver, and Platinum in your client’s Self-directed qualified plans.

OVERVIEW of SELF-DIRECTED IRAs and 401Ks
A Self Directed IRA or 401k is a retirement account that your client directly controls and chooses the investments placed into the ACCOUNT.
Many RETIREMENT custodians offering self directed accounts greatly limit your client’s investment options, due to the fact they earn fees from your investments or they are too conservative or not prepared to handle non-traditional investments.
IRA Wholesalers provides the Insurance Professional truly self-directed IRA and 401k accounts that don’t place limits or constraints on your client’s investment choices.
OUR clients are investing in businesses, annuities, life insurance, precious metals and real estate.
Our self-directed plans give your client checkbook control.

WHY SHOULD YOU OFFER SELF-DIRECTD IRAs and 401Ks to YOUR CLIENTS?
∙ Set yourself apart from traditional IRA and 401k providers with the ability to offer all IRS approved investment alternatives and become the expert and the primary information source for your Client’s IRAs and 401ks.

∙ You can sell LIFE INSURANCE TO SELF-DIRECTED 401K PLANS, GIVE YOUR CLIENTS TAX FREE DEATH BENEFITS AND EARN UNIVERSAL LIFE COMISSIONS!

∙ You can review clients / prospects existing retirement plans in light of all Self-directed investment solutions available; giving you an excellent opportunity to see if your client are unhappy with their present retirement plan’s performance, risk and the reasons why.

∙ You as the specialist can map out a plan to correct your client’s problems with self-directed IRAs and 401Ks giving you the opportunity to not only help your client, but make you thousands in new commissions.

∙ You can show clients how they can borrow up to $50,000 for ANY purpose from their Self-directed 401ks.

∙ Self-directed plans provide Asset/creditor protection to your client.

∙ Client litigation threats which accompany investments such as real estate are substantially reduced

∙ You can help your clients purchase a business with their Self-directed plans.
∙ Custodian fees for the self directed retirement plans are inexpensive, a flat fee typically costing $100 to $225 per year, because your client controls and handles all Self-directed IRA and 401K IRA transactions.
∙ You can market to small business owners by helping them Recapitalize and/or expand their business tax-free with no penalty!

∙ You can place ALL licensed products into our Self-directed plans along with many others.

∙ You can keep all penalty free withdrawals within the Self-directed plan. This makes reinvesting a simple issue for your client and an easy commission for you!

∙ Best of all you earn commissions on selling the Self-directed IRA and 401K and commissions on the products you place into them!

WHY SHOW YOUR CLIENTS PRECIOUS METALS?

∙ Gold and Silver prices have exploded over the last ten years along with our National Debt and the printing of money. Massive increases in currency and debt historically bring inflation and currency devaluation.

∙ Selling precious metals doesn’t require a license in many states.

∙ Have you questioned your clients if they have anxiety and fear about inflation, a depression, and about our national debt? Over the last 2.5 years, in my interviews with seniors and pre-retirees, the majority held these thoughts. Almost every person over age 65 said they didn’t want to live through another depression like their parents did.

∙ When questioned about inflation like the 1970s, or worse, said they didn’t believe that their current income would be enough.

∙ Many people had no idea how well Gold and Silver have actually done since 1900 to now.

WHAT INCOME IS REALISTIC FROM SELLING SELF-DIRECTED PLANS AND PRECIOUS METAL?

∙ Setting up Self-directed plans earns you commissions. Assume you have 200 clients with qualified plans. Assume 10% of your clients buy Self-directed plans or 20 Plans. Assume our mix of 80% 401ks and 20% IRAs and Self-directed Commissions Average $540 each. On 20 new plans at $540.00 each this equals $10,800 in new commissions.

∙ Assume part is directed into precious metals. Assume our average investment of $30,000 per client. Assume a 6% commission rate. 20 new plan holders buying Precious Metals will earn you $36,000 in new commissions. The combined total of Self-directed plan setups and Gold and Silver commissions equals $46,800 dollars. I know this is very doable.

∙ Just a note. Precious metals can also be placed into a Non-Qualified Custodial Trusts where the assets are stored and insured by Brinks. This works well for those clients that don’t want to or can’t store them locally. When your client holds Precious Metals in their retirement plans and is required to make RMD distributions, you can set Non-qualified Custodial Trust to hold your client’s precious metal.

HOW DOES A SELF-DIRECTED IRA WORK?.
Option 1: Minimum Control and Convenience
With this option you open up a self directed IRA account and then select an investment and direct us to purchase that investment. Generally speaking, the investment(s) chosen are non-traditional in nature (buying into a small business, hard money loan to unrelated party, etc.).
This structure places you into the investment, but you will be required to work through us as the custodian for each transaction. In some cases this works best if the investment activity and control required is minimal.
Option 2: Medium Control and Convenience-Trust
With this option, you open a Self Directed IRA account and then we create a separate IRA Trust that your IRA will invest in. This Trust can have a checking account setup. You, the IRA account owner, will be the investment manager for the Trust and as such you will have administrative powers and control over the asset and/or checking account.
This account setup allows you to have the necessary powers and control over management of the IRA’s assets. The Trust also will usually avoid any state filing fees or franchise tax fees that are associated with a LLC.
Option 3: Maximum Control and Convenience –LLC
With this option, you open a Self Directed IRA account and then we create a separate LLC that your IRA will invest in. This LLC can have a checking account setup. You, the IRA account owner, will be the manager for the LLC and as such you will have administrative powers and control over the asset and/or checking account.
This account setup allows you to have the necessary powers and control over management of the IRA’s assets. As the manager of the LLC you can buy and sell assets at your discretion.

SELF-DIRECED FACT SHEET

Solo 401k
∙ Invest in almost anything tax free including real estate
∙ Tax deferral
∙ Solo 401k “Checkbook Control”
∙ High contribution limits (up to $54,500)
∙ Borrow up to $50,000 for any purpose
∙ No custodian fees
∙ IRS Approved
∙ Asset/creditor protection

Self-Directed IRA LLC
∙ Tax deferral
∙ Self-Directed IRA “Checkbook Control”
∙ Invest in almost anything tax free including real estate
∙ Flexible, quick set-up, and low maintenance
∙ Asset Protection
∙ IRS Approved
∙ Asset/creditor protection

Self-Directed Roth IRA LLC
∙ Tax deferral
∙ Self-Directed Roth IRA “Checkbook Control”
∙ No tax on distributions (buy a home and move in tax free at 591/2)
∙ Flexible, quick set-up, and low maintenance
∙ Invest in almost anything tax free including real estate
∙ IRS Approved
∙ Asset/creditor protection

Business Funding Solution
∙ Use your retirement funds to purchase a business or franchise tax-free!
∙ Recapitalize and/or expand your business tax-free with no penalty!
∙ Earn a reasonable salary from your new or existing business
∙ IRS & ERISA compliant
∙ Asset/creditor protection

WHAT CAN SELF-DIRECTED IRAs and 401Ks INVEST IN?

THE FINANCIAL MARKETS
∙ Stocks, & Bonds
∙ Mutual Funds
∙ Options & Futures
∙ Commodities
∙ Bullion – Gold, Silver, & Platinum
∙ Limited Partnerships
∙ REITS
∙ Annuities
∙ Life Insurance-401K only

BUSINESSES
∙ Professional & Personal Services
∙ Start-ups & Franchises
∙ Interned Operations
∙ Retail & Wholesale

FINANCIAL PAPER
∙ Charitable Entities
∙ Discount Notes
∙ Factoring
∙ Loans & Mortgages
∙ Tax Liens
∙ Trust Deeds
∙ Loans to Outsiders
∙ Hard Money Lending
∙ Private Placements

REAL ESTATE
∙ Residential & Commercial
∙ Renovations
∙ Rentals
∙ New Construction
∙ Foreclosures
∙ Raw Land & Development
∙ Foreign Real Estate

SUMMARY

The review process alone should make you additional commissions. If you consider the Self-directed plan commissions, the precious metal commissions, and the 401K Life Insurance Commissions and that IRA Wholesalers will give you the training, the sales presentations, the mentoring and sales closing help you should be able to substantially increase your income this year!

Please feel free, after reviewing the material, to give me a call.

My number is: (888)-407-2033 and my email is: stephen@irawholesalers.com.

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