Consider CapEx in Debt Repayment Ability

A lender asked how to take needed capital expenditures into account when considering debt payment capacity and calculating debt coverage ratio.

Linda has worked with financial institutions all over the country for over twenty years to make good loan decisions for businesses and farm operations. She shares four ways she has seen it done.

Linda Keith CPA helps lenders, underwriters and analysts say “yes” to good loans. Through in person and virtual training she helps you understand the business and other sources of income and qualify the borrower if ti is a good loan.

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